Employers can become a member of the MediCaptive group to develop and implement a self-funded health insurance plan and achieve significant annual savings in health insurance costs.
Based on recommendations from our benefits consultants, our preferred provider, Swiss Re, will underwrite a medical stop-loss policy for each employer in the MediCaptive group.
The MediCaptive group will assume $250,000 of specific and aggregate employer risk above the individual employee stop-loss, allowing members to start saving on insurance costs.
How group health care captives save employers money
Fully-insured vs. self-funded plans:
Put simply, a self-funded employer plan through MediCaptive allows professional services employers to enjoy the rewards of well-managed claims. With fully-insured plans, employers pay their premiums and receive none of the potential rewards, and they pay the 12-15% annual premium increases.
|Knee Replacement||PPO Price||Bundled Price||Saving|
- Members will reach out to the advocacy team to help them navigate the best facility/physician based on cost, quality, and location.
- The member is incentivized through zero-dollar cost share.
- Bundled price includes: Physician, Facility, Anesthesia, Pre-Op, and Post-Op.